Your Path to an SDA Property Investment Starts Here
Book Your Free Strategy Session
Your Path to an SDA Property Investment Starts Here
Book Your Free Strategy Session
Your Path to an SDA Property Investment Starts Here
Book Your Free Strategy Session

Making NDIS Property Investment Loan Easy

You like to buy an SDA Property (Specialist Disability Accommodation)? Is your challenge is to get an SDA property investment loan? You have spoken with your broker or banks, and they said they are not able to do SDA property loan.

This does not surprise us at all. We hear the same thing from at least 3-5 NDIS property investors every day. Their day-to-day broker or lender is not to able assist them with NDIS property investing loan.

But not to worry because we have a solution for you. We are expert in doing NDIS Loan and if you let us be a part of your NDIS property investing journey, we can get you an NDIS loan (SDA Property Loan) in 3 simple steps.

We have specially and highly trained NDIS loan brokers or NDIS Specialist brokers who specialize in NDIS loan (SDA loan) that will allow you to purchase NDIS property (SDA Property) including NDIS construction loan, NDIS refinance loan or established NDIS Property Purchase Loan.

We have access to many lenders, who can do NDIS loans (SDA loans). We use NDIS Rental Income or SDA Rental Income to service your loan or check your borrowing capacity, so we

Secure your NDIS Property in 3 Easy Steps

Apply for Loan

Do not take your chances with other brokers. At NDIS Loan Expert, we understand how SDA property rental income works ,whilst 99% of other brokers have no idea. This is what differentiates us from the rest and make us the NDIS Loan Experts.

Get Approved

We have 100% track record of getting NDIS investment loan approval. We understand how SDA property rental income works ,whilst 99% of other brokers have no idea. Our promise is to make NDIS investment loan approval so easy for you.

Settle Your Property

On the day of settlement, you will officially become owner of the property. Most times, we will organise loan documents to be signed digitally making your settlement hassle free.

Our NDIS Loan option

NDIS Construction Loan 

Like to buy NDIS Land & House Package? We can get you loan up to 80% of valuation (LVR).

NDIS Purchase Loan

Like to buy a newly built or existing NDIS properties? We can get you loan up to 80% of valuation (LVR).

NDIS Refinance Loan

Paying too much interest rate for NDIS loan and like to secure a better rate? We can get you loan up to 80% of valuation(LVR) with market leading interest rate which will save you thousands.

NDIS SMSF Loan 

Like to buy NDIS property in your SMSF? We can get you loan up to 80% of valuation (LVR).

NDIS Low Doc Loan

Like to buy am NDIS property but do not have documents up to date to prove your income? We can get you loan up to 80% of valuation (LVR).

NDIS Low Income Loan

Your broker or bank has told you, you do not have adequate income to buy an investment property. We can get you loan up to 80% of valuation (LVR).

Frequently asked questions
(FAQ’s)

It depends on purchase price. Typically, 28.5 to 30% is required for land and house package, which means to buy a $800K SDA L&H package, you will require around $228K-$240K saving. This covers 20% deposit, stamp duty on land, lender’s risk fee, valuation fee, 5% liquidity, other legal and miscellaneous costs associated with buying property.
Yes, you can. However, most SDA houses are available as a land and house package in 2 parts contracts (one for land, another for build) but construction loan is not permitted in an SMSF, therefore 2 parts contracts must be converted into one/single contract (o the plan) making it suitable for purchase under SMSF.
Maximum LVR (Loan to Valuation Ratio) is 80%, including risk fee. It is limited to 80% LVR for SMSF purchase.
No. It has to be full -doc loan.
Yes, lenders do use rental income for loan assessment but it is limited to 65% to 75% of gross SDA rental income.
Most SDA properties are Land & House package. You should allow 12-15 months for completion. 3-5 months for approval and 7-9 months for construction.
Yes, you are free to choose the buying entity. It can an individual, a company or a family trust. Please check with your accountant to decide which one is the best suited for your case.
Play Video
Play Video

Here Some Key Information About NDIS Investing

The NDIS (National Disability Insurance Scheme) provides funding to eligible people based on their individual needs.
Eligible people, known as participants, have an individual plan that lists their goals and the funding they have received. NDIS participants use their funding to purchase supports and services that will help them pursue their goals.
SDA (Specialist Disability Accommodation) is a new housing market specifically for people with disability is emerging across Australia.
But this is not for everyone with disability, rather only for people with disability who have very high support
needs.
NDIS will deliver through an ongoing subsidy for people with disability to access housing, Specialist Disability Accommodation (SDA) payments. In July 2016, NDIS introduced a funding stream to build new accessible and affordable housing for 28,000 Australians with a disability.
Investing in NDIS can be very life changing for you at the same time it is highly socially responsible investment by providing an Australian living with disability a purpose-built home.
Aside from the obvious social outcomes, investing in an SDA property comes with some unprecedented financial outcomes:

  • Monthly income can range from $12,000-$20,000
  • Government-backed
  • 20-year rental lease

The Government has pledged a staggering $770 million for 20 years to fund the builds for SDA properties in an effort to encourage private sector investment.
So, what are you waiting for?

The one number attribute that separates successful people from unsuccessful people is their ability to make timely decision.

Government Backed

NDIS is funded by the federal and states government


$43 Billion Funding A Year

NDIS will provide $43 billion in funding a year to qualified disable people.

Specialist Disability Accommodation

NDIS do not own or operate any SDA - Specialist Disability Accommodation 


$15 Billion Investment Required 

It is estimated that $5 billion private sector investment is required to construct SDA houses to meet demand


Custom Design

SDA homes are specially built to exacting standards, set out buy the NDIS Specialist Disability Accommodation Design Standard.


$770 Million Rental Payment

NDIS has estimated that $700 million per annum will be spent on SDA payments by the NDIS. 

SDA Provider

You need to engage a SDA provider to secure eligible disable tenants

$12K to $18K Monthly Rental Income 

Depending on the type and number of tenants, you could receive monthly rental income of $5-10K

Are you looking to buy NDIS property through your SMSF?

Owning an investment property through an SMSF (Self-Managed Super Fund) with rental income coming in each month is a clever and a tax effective way to generate a consistent, yet passive, income flow & fast-track substantial wealth creation for your comfortable retirement. While this concept is no secret, the details in relation to property investment through an SMSF can be confusing, tricky and complicated.

Our Google Reviews

Recent News & Update

10
January
2024
Most SDA properties are Land & House package. You should allow 12-15 months for completion. 3-5 months for approval and 7-9 months for construction.
10
January
2024
The details in relation to property investment through an SMSF can be confusing, tricky and complicated. But it is not as complicated as it appears.

Other Services

Everything you need at your finger tips

Consultation

We can help with to understand where the SDA demand is and what type of NDIS property is suitable 

Acquisition

We have a team of people to actively source land & house package in areas of SDA demand

Construction 

We have a selection of pre-qualified NDIS builders, who we use to get NDIS house built to the right standard every time

SDA Tenant placement 

We can help to secure tenants for your SDA property

Build SDA Portfolio

We can help and guide to grow your SDA property portfolio with massive positive cashflow 

Resale of SDA Property

We can help if you like to sale your current SDA property